Texas TEKS Financial Mathematics

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Select the number of each type of objective: (Selecting Random will randomly generate all subtypes) Click on any title to see the free sample worksheet. (only the first few samples are free) (Random) (3) Demonstrate an understanding of employment earnings. a. Income vs Gifts b. Comparing Jobs c. Cost of Poor Health d. Calculating Gross Pay e. Calculating the Gross Pay you Need f. Given Gross and Net Pay Calculate the Percent of Pay taken home g. Calculating Net Pay h. Calculating the Net Pay you Need i. Identifying Ways to Earn Income j. Estimating Income k. The Value of Hard Work (Random) (4) Demonstrate an understanding of the various federal taxes. a. Average Tax Rate and Tax Calculations b. Tax Deductions c. Approximating Tax Rate and Taxes Owed/Refunded (Random) (5) Demonstrate an understanding of the various financial institutions and accounts. a. Ways to Pay for Items b. Methods of Paying Bills c. Saving Money with Online Statements d. Comparing Banks e. Savings Accounts and Account Savings f. Comparing Checkings/Savings Accounts g. Comparing Debit Cards h. Writing a Check i. Balancing Your Checkbook j. Identifying a Deposit or Withdrawal k. Filling out a Check Register l. Filling Out a Deposit Slip m. Calculating Simple Interest Word Problems n. Calculating Compound Interest Word Problems o. Simple Vs. Compound Interest p. Savings Accounts (Random) (6) Demonstrate an understanding of the various types of credit. a. Types of Loans b. Saving Money c. Responsible Vs Irresponsible Borrowing d. Types of Loans e. Calculating the Effects of Interest f. Estimate the Payoff Amount g. Applying Late Fees h. Paying the Minimum Payment i. Credit vs Debit Cards j. Reading your Credit Score k. How Credit Scores Affect Loans (Random) (7) Demonstrate an understanding of the cost of housing a. Renting out a Room in Your Home b. Buying a Home/Housing c. Mortgages and Points d. Purchasing and Comparing Apartments/Cars e. Renting an Apartment (Random) (8) Demonstrate an understanding of the difference between a vehicle purchase and a vehicle lease a. Is a Car Worth It Financially? b. Leasing a Car vs Buying a Car c. Purchasing and Comparing Cars	(Random) (9) Demonstrate an understanding of investment options. a. Mutual Funds b. Stocks c. Bonds d. Investing vs Debt e. Bonds and Bond Funds f. Stocks and Mutual Funds g. Rate of Return (And the Rule of 72) h. Line of Best Fit and Risk vs Return i. Diversification (Random) (10) Demonstrate an understanding of various types of insurance. a. Covering Expenses b. Deductibles c. Premiums d. Estimating Costs e. Depreciation (Random) (11) Demonstrate an understanding of retirement plans. a. Calculating Retirement Account Values b. Retirement and Taxes c. Building Up Savings (Easier) d. Building up Savings (Harder) (Random) (12) Demonstrate an understanding of a fixed pension, a variable pension, social security, and an annuity. a. Matching Contributions b. Living off Interest (Random) (14) Demonstrate an understanding of charitable giving. a. Cost of Charity (Random) (15) Demonstrate an understanding of the budgeting process. a. Spending Vs. Savings b. Basic Budgeting c. Wants vs Needs d. Calculating Surplus and Deficits e. Budgeting when dealing with taxes f. Determining Net Worth g. Comparing Monetary Incentives such as Sales and Coupons (Random) (16) Demonstrate an understanding of identity theft. a. Safety of Accounts (Random) (17) Demonstrate an understanding for a postsecondary plan. a. How much College do you need? b. Skills required for jobs c. Saving Up for College d. Student Loans e. Methods to Pay for College f. How much is College Worth? (Random) Consumer Rights and Responsibilities a. Dealing with Sales Tax b. Dealing with Markups and Markdowns c. Comparing Items with Shipping and Discounts (Random) Math for Business a. Calculating the Cost Per Item b. Calculating Profit or Loss (no Tax) c. Calculating Profit or Loss (with Tax) d. Scarcity of Resources e. The Effect of Advertising f. Choosing Between Investing and Removing Debt
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